● Licensed Health & Life Insurance Broker

Health insurance,
finally in plain English.

No fear, no fine print, no pressure. I help you understand Medicare, ACA, life and supplemental coverage — then pick the plan that actually fits your life and budget.

Instant Quote Get a ballpark figure in 60 seconds Personalized Proposal Get an email of plan options based on doctors, RX, budget & more Book a Call More of a phone person? Let’s talk! Chat Online Chat with me, right here, right now Complete Application Ready to enroll? Start your application Leave a Review Worked with me? Tell others how it went

40+

States licensed

40+

Carriers appointed

15+

Years of service

Hamon R. Burkhardt

NPN 16713594

In their words

What people say after we're done.

Reviews from people I've actually helped, shown as they wrote them.

Worked with me? Leave a review →

Reviews are the opinions of the people who wrote them. I never offer compensation or discounts in exchange for one. How I handle reviews

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See your estimate

Get a ballpark in about a minute.

Answer a few quick questions and I'll estimate your monthly cost after savings — no sign-up, no obligation. For the exact price and to confirm your doctors and medications are covered, we'll hop on a quick call.

What I help with

Coverage for every stage of life.

Whatever you need, I'll walk you through the options in language that makes sense — and find it across 40+ carriers.

Medicare

Advantage, Supplement and Part D compared, so you keep your doctors and stop overpaying.

ACA / Marketplace

Individual and family plans, plus subsidies most people don't realize they qualify for.

Self-Employed & Families

No employer plan? Coverage for freelancers, small businesses and growing families.

Life Insurance

Term and whole life that protects the people who count on you, on a budget that makes sense.

Traditional / Private

PPO and private plans with broader networks and more flexibility.

Dental, Vision & Supplemental

Dental, vision, accident and supplemental coverage that fills the gaps. Compare dental & vision prices Which supplemental plan fits me?

I want more information →

Where I help

Operational Nationwide.

Not sure if I can help in your state? Reach out — hover the map to see where I'm fully appointed, licensed, or able to help on a case-by-case basis.

Licensed & appointed

Licensed (state-based)

Conditional — ask me

Not yet

Hover a state

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Contact me about my state →

How it works

From confused to covered, in four steps.

Say hello

Click Instant Quote, Personalized Proposal or Book a Call, or chat with me online right here. I'm all ears.

Shop & send

I review 40+ carriers based on your doctors, prescriptions and budget, and send you a side-by-side Personalized Proposal. No sales stuff.

We talk it through

You and I go over your Personalized Proposal and take our time. You ask questions, I get you the answers. I recommend, you decide.

Enroll with support

Pick with confidence. I handle the paperwork and break down the next steps and member registration. Boring, but important!

Let's schedule a call →

After you enroll

You're enrolled. I'm still here.

Signing up isn't the finish line — it's where the real relationship begins. I don't hand you a policy and disappear. I stay in your corner through the moments that matter most, so you and your family are never left without the care, medication, and coverage you're counting on.

Have my back → Talk to me

I don't disappear after you sign

You keep my number. I'm your agent all year long — for questions, changes, and anything the plan throws at you.

Your advocate when it matters most

A hospital stay, a denied claim, a scary diagnosis — you call me, and I go to work for you. You never face it alone.

Always in your best-fit plan

Even after enrollment, I make sure you're always in the best plan for your doctors, prescriptions, and needs.

The carriers I work with

40+ carriers, contracted & appointed.

Because I'm appointed with so many carriers, I shop the whole market for you — not just one company's plans. Tap a category to see who's inside.

I want professional guidance →

Carrier availability varies by state and product. Not all carriers are offered in every area.

Meet Hamon

The agent who explains, not the one who sells.

I'm Hamon R. Burkhardt, a licensed Health & Life insurance broker with 15+ years helping families, retirees, and self-employed folks make sense of their coverage. Most insurance is sold with fear and fine print — I do the opposite. I sit next to you, translate the jargon, and help you choose with confidence.

Credential

Licensed Health & Life Broker

National Producer #

16713594

Experience

15+ years of service

Off the clock